Debt Progress – Last Update of the Year

When I last made an update on where I was to being debt free meeting my goal for this year. I had said that I was going to do another progress report before the end of the year hit. I make a payment to one of my debts twice a month but I am still excited to see that amount go down after every payment.

The debt I am focusing on jumped around the first 5 months of the year. I how however am not going to get into what kind of debt it is though. It is was just under $6,000.00. I wanted to have my debt paid down by one third come the end of December. If I break this out separate I will have paid this down to a quarter of the debt left owing. Currently I am just over half way paid off!

The revolving debt I have not really made much a dent in. I do not feel defeated though. I knew that when I made up the payment plan in June that I had a ways to go. I do not gamble (with my own money but that’s a post for another time), so how could I magically pay everything off in a year? I would love to say by the end of 2017 I will have everything paid off but I am re-thinking how I will precede with that year.

I have a method to my madness and I will write a post on what worked for me personally. I just need to make sure that it works for me since I am still on the first debt. There could be half a dozen tweaks I still need to make before things settle on the right path.

This Year is Going to be Exciting

So, I was going to make a post Monday night when I officially got my offical news but I didn’t get around to it. It is now Tuesday evening and I thought (you will see this Wednesday morning) I should get this done before I sit down and do more work. I mentioned in my 2015/2016 post that Effie and Little M might be moving up here. My official notice for the official month is March!! I am excited even though it is very much unknown. 

I don’t know exactly when in March (I am sure Effie doesn’t have an exact date picked out either) but it’s better than not knowing anything. I plan on talking to my landlord when he gets back from Vacation. I had mentioned something about this back in the fall just to see if it would be a problem and I didn’t get the feeling. 

Effie does know the address to the blog but I don’t know if she’s been looking at it at all. Not that I put anything too personal on here anyways.

Little M won’t be here right always, which I am sad about that a little. Him and his dad are going to stay at the current house till we get things figured out. Besides with it being tax season March/April I wouldn’t be able to provide as much help as would be needed. I think it’s great that they will get lots of one on one time anyways. 

I think I will leave it there. Now I am off to bathe Bullet, work on the pantry a little more, and than get some work done.

Organization: Stickers

When I grabbed stuff to do the Christmas cards this year I found my sticker situation very stressful. In the beginning I did not have much of a system at all. I had a couple extra binders and put pocket folders in them. I preceded to label and sort the stickers into the folders. It was not very pretty but it worked me (better than a huge pile anyways). A year or so later Mom and I were going to garage sales and she pointed out a scrapbook accordion folder that was stuffed with stickers. I bought it of course.

Now over the last few years I have purchased stickers at cheap sale prices or at dollar stores. I than just threw them in on of the pockets of the accordion folder I now had. Now these stickers were about 80% organized before I bought them; so it could have been worse. For me though it was not my system and having two different spots just hasn’t worked out. 

   
 

I grabbed one of the large binders I had (was for the last university course I was in) and a bunch of page protectors I use for letters, cards, and miscalenous I receive from people. I’ve made make shift labels and taped them on with packing tape. There’s no garentee this will work out but at least I can take out the group I want and dump it out to see everything. The accordion folder hides the small sheets of stickers. So really what good is that? 

Not only that I needed another organizer for the specialty papers, print papers, and card stock I have. Seven years a go I had boughten an accourdion folder from Michaels (containing not so fancy print paper) in the regular scrapbooking page size. I have this filled to the brim. Everything works out in the end. 

  
In the end I used two binder and found more stickers that need to be put away properly. These binders are already bursting so I’ve got to finish up some of these projects and not buy anymore unless I have a current specific need for them.

What a Mess

For the last couple weeks I have been using the kitchen table for all the craft stuff I’ve been using with projects. It’s driving me nuts but because these DIYs have such long periods of drying time I am doing them simultaneously. It has been fusterating not to have that area to do other things though. I am hoping to have everything put back a way before the new year though. 

Unpacking and Organizing

I LOVE my label maker. I know that makes me sound like a nerd or what have you. I love having things organized though and label things helps keep it that way. So much so when other people are in my house. It has gotten quite the work out since I started unpacking boxes and putting things a way.

I have all the boxes labeled kitchen and pantry emptied. I have put away the few boxes of cleaning supplies. I finished the clothes (I got a washer and dryer finally) and ironed which was pretty nice to finally have done. Now The next set that I am working on is my bathroom and bedroom boxes that need to be put away. These boxes are mixed so it is quite the balancing act. I would like to get rid of the card board boxes though. That is why I am doing those ones specifically.

I will be posting organizations photos though. Plenty of things will take time though and I am always looking to improve my process. Well I better get to work, time waits for no one!